Hopefully you won't have to! Fortunately, this kind of emergency is pretty rare.

What you do about the policy is up to you! I just wanted you to be aware of it in case it comes up.

Setting aside the stuff about fees, the part at the end is still important, about "what to do when a call comes in." The main takeaway is to treat the injuries first before reviving. Taking a friend along has been helpful in the past, too. And I would strongly discourage reviving people in the middle of a bad game when there's a chance they could get killed again.